No-payroll savings accounts top 3.40% APR in October

FinanceInternationalABCOct 25, 2026, 11:57 PM35 s readAI summary

Revolut and Ferratum lead no-payroll savings accounts in October, with 3.51% and 3.40% APR respectively for new customers, according to data dated October 26. Revolut pays that rate for four months on up to 25,000 euros and requires three 5-euro card payments every 30 days; Ferratum keeps it for three months and then drops to 3%. B100, bunq and Raisin also exceed 3% with conditions. These accounts let savers earn interest without having a salary paid in.

In 35 seconds

Revolut offers 3.51% APR for four months on up to 25,000 euros to new customers who use its card
Ferratum pays 3.40% for the first three months and 3% afterwards, with no card requirements
B100 (3.15%), bunq (3.11%) and Raisin (3.10%) also exceed 3% APR with conditions

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IASummary generated by artificial intelligence from a story by ABC. It may contain errors: the original source prevails.

cuentas remuneradas
ahorro
TAE
Revolut
Ferratum

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No-payroll savings accounts top 3.40% APR in October

In 35 seconds

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