Bankinter keeps 3% APR on its Digital Account and removes the balance cap

FinanceInternationalFinectNov 12, 2026, 5:29 AMAI summary

Bankinter renewed its Digital Account with the same 3% APR interest rate, but with two changes: it removes the 100,000-euro cap on remunerated balance and drops the bonus of up to 600 euros gross for direct-depositing payroll. Remuneration now applies from the first euro and the bank guarantees a 2.96% nominal rate for one year, until December 16, 2027. New customers can sign up until December 16, with no maintenance fee and no payroll or minimum balance requirement.

In 40 seconds

Bankinter's Digital Account keeps the 3% APR and removes the 100,000-euro cap on remunerated balance
It no longer includes the bonus of up to 600 euros gross for direct-depositing payroll or a pension of at least 850 euros
The 2.96% nominal rate is guaranteed for one year, until December 16, 2027

Read the full story at Finect

IASummary generated by artificial intelligence from a story by Finect. It may contain errors: the original source prevails.

Bankinter
cuentas remuneradas
ahorro
banca digital
España

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Bankinter keeps 3% APR on its Digital Account and removes the balance cap

In 40 seconds

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