96.5% of adults in Colombia have a bank account, but only 36.1% access formal credit
The Financial Inclusion Report by the Superfinanciera and Banca de las Oportunidades, with figures as of the end of 2025, shows that 96.5% of Colombian adults have at least one deposit product, about 37.9 million people, while 36.1% have credit with formal entities and microfinance institutions. The figure rises to 51.6% when retailers and telecom companies are included. Access is 45.7% in cities and 12% in dispersed rural areas. Callbook AI proposes using artificial intelligence and open finance to personalize offers and collections.
In 45 seconds
- 96.5% of adults have a deposit product, about 37.9 million people, according to the report with figures as of the end of 2025.
- Only 36.1% access formal credit; including retailers and telecom companies, the proportion reaches 51.6%.
- The gap is territorial and by age: 45.7% in cities versus 12% in dispersed rural areas, and 19.4% among young people aged 18 to 25.
Read the full story at El Tiempo
IASummary generated by artificial intelligence from a story by El Tiempo. It may contain errors: the original source prevails.
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